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Card type:
American Express Gold Card

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American Express® Gold Card

Card type:

Personal

Reward type:

Transferable points

Min credit score:

Good

Annual fee:

Using this card's perks will offset most or all of the annual fee, read below for the perks and their value!

Bonus offer:

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted. Terms apply.

Bonus points for spend in these categories up to the following amounts:

5xLodging
4xGrocery Stores
4xFood Delivery

The annual fee is $325, but you'll get annual statement credits worth at least $525 every year (terms apply)!

Key benefits include:

  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • Complimentary Hertz Five Star® Status: Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • $100 Hotel Collection credit: Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide.§ *Eligible charges vary by property.

Rates & fees

Chase Sapphire Preferred® Card

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Chase Sapphire Preferred® Card

Card type:

Personal

Reward type:

Transferable points

Min credit score:

Good (670+)

Annual fee:

$95

Using this card's perks will offset most or all of the annual fee, read below for the perks and their value!

Bonus offer:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Bonus points for spend in these categories up to the following amounts:

5xCar Rentals
5xRidesharing
5xAirfare

The annual fee is $95, but the card comes with annual statement credits and benefits potentially worth over $600.

Key benefits include:

  • $100 hotel credit — earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel
  • DoorDash DashPass membership — get complimentary access to DashPass (worth $120/yr) which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027
  • $120 Global Entry, TSA PreCheck, or NEXUS credit — Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card
Chase Sapphire Reserve®

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Chase Sapphire Reserve®

Card type:

Personal

Reward type:

Transferable points

Min credit score:

Very good (740+)

Annual fee:

$795

Using this card's perks will offset most or all of the annual fee, read below for the perks and their value!

Bonus offer:

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Bonus points for spend in these categories up to the following amounts:

8xCar Rentals
8xAirfare
8xLodging

The annual fee is $795, but you'll get statement credits and benefits worth over $3,000 in annual value as well as access to 1,300+ airport lounges and exclusive Chase Sapphire Lounges.

Key benefits include:

  • $300 annual travel credit — Automatically applied to travel purchases including flights, hotels, rental cars, ride-sharing, cruises, Airbnb, and transit
  • $250 annual Apple subscriptions credit — Up to $250 annually for Apple TV+ and Apple Music subscriptions
  • $300 annual StubHub credit — Up to $150 per six-month period (January-June and July-December) through December 31, 2027 (activation required)
  • $500 annual The Edit by Chase Travel℠ credit — Two $250 statement credits for prepaid bookings through The Edit collection
  • $120 Global Entry, TSA PreCheck, or NEXUS credit — Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card
  • $100 property credit — Book through The Edit and receive property credit (includes dining, spa or other activities at the property)
  • $300 of DoorDash credit and complimentary DashPass membership — Enjoy exclusive benefits from DoorDash. $120 DashPass membership: get complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27. And get $300 in DoorDash promos. DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders and more. Available through 12/31/27.
  • $120 of Lyft credits — $10 monthly Lyft credit (up to $120/year) through 9/30/2027 for qualifying rides (membership purchases are excluded) and a 5X points promotion on Lyft purchases through 9/30/2027.
  • Priority Pass Select membership — Complimentary Priority Pass Select membership at 1,300+ VIP airport lounges worldwide — a value of $469/year
  • Free access to Chase Sapphire Lounge by The Club — Exclusive access to Chase Sapphire Lounges with up to 2 guests
  • IHG One Rewards Platinum Elite status — Automatic elite status including welcome amenities, complimentary room upgrades when available, and early check-in/late checkout when available
Capital One Venture Rewards Credit Card

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Capital One Venture Rewards Credit Card

Card type:

Personal

Reward type:

Transferable points

Min credit score:

Good (670+)

Annual fee:

$95

Using this card's perks will offset most or all of the annual fee, read below for the perks and their value!

Limited time offer

Bonus offer:

LIMITED-TIME OFFER: Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value

Bonus points for spend in these categories up to the following amounts:

5xCar Rentals
5xLodging
2xEverything Else

The annual fee is $95, but not to worry: you'll get annual statement credits worth at least $150.

Key benefits include:

  • Receive up to a $120 credit for Global Entry or TSA PreCheck® starting in October
  • $50 experience credit — receive $50 experience credit on every Capital One's Lifestyle Collection hotels booking to use toward things like dining, spa treatments, or other activities unique to each stay
  • Hertz® Five Star status
Capital One Venture X Rewards Credit Card

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Capital One Venture X Rewards Credit Card

Card type:

Personal

Reward type:

Transferable points

Min credit score:

Very good (740+)

Annual fee:

$395

Using this card's perks will offset most or all of the annual fee, read below for the perks and their value!

Bonus offer:

75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening

Bonus points for spend in these categories up to the following amounts:

10xCar Rentals
10xLodging
5xAirfare

The annual fee is $395, but you'll get statement credits worth up to $1,000 every year as well as access to three major lounge programs!

Key benefits include:

  • $300 annual travel credit — receive an annual $300 credit for bookings made through Capital One's travel booking site/li>
  • 10,000 bonus miles — get 10,000 bonus miles every year (equal to $100-500 towards travel), starting on your first anniversary
  • $100 experience credit — receive $100 experience credit on every Capital One's Premier Collection hotels booking to use toward things like dining, spa treatments, or other activities unique to each stay
  • $120 Global Entry or TSA PreCheck® credit starting in October — receive up to a $120 statement credit on Global Entry or TSA PreCheck®
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Complimentary Priority Pass and Capital One Lounge access for the cardholder. As of February 1, 2026, guests are no longer complimentary — each guest is $35. Authorized users no longer receive automatic lounge access; the primary cardholder can add it for $125/year per authorized user.

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For rates and fees of the American Express® Business Gold Card, please visit this link.For rates and fees of the American Express® Gold Card, please visit this link.For rates and fees of the American Express Platinum Card®, please visit this link.For rates and fees of the Delta SkyMiles® Blue American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Gold American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Platinum American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Reserve American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please visit this link.For rates and fees of the Hilton Honors American Express Card, please visit this link.For rates and fees of the Hilton Honors American Express Surpass® Card, please visit this link.For rates and fees of the Marriott Bonvoy Bevy® American Express® Card, please visit this link.For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please visit this link.For rates and fees of the Marriott Bonvoy Business® American Express® Card, please visit this link.For rates and fees of the The Blue Business® Plus Credit Card from American Express, please visit this link.For rates and fees of the The Business Platinum Card® from American Express, please visit this link.For rates and fees of the The Hilton Honors American Express Business Card, please visit this link.

All information about Chase cards (excluding the Chase Sapphire Preferred® Card, Chase Freedom Unlimited®, Chase Sapphire Reserve®, Ink Business Cash® Credit Card, Ink Business Unlimited® Credit Card, Ink Business Preferred® Credit Card, United℠ Explorer Card, United Quest℠ Card, United Club℠ Card, & United℠ Business Card) has been collected independently by Pointhound.

*Suggested credit score ranges are not from the issuers, and are guidelines, not a guarantee of approval.