The Business Platinum Card® from American Express
If you open a card, we'd appreciate if you sign up by clicking our links. This helps keep our search tool free!
The Business Platinum Card® from American Express
Card type:
BusinessReward type:
Min credit score:
Annual fee:
We've done the research – Using this card's perks will offset most or all of the annual fee, read below for the perks and their value!
Bonus offer:
As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more. Terms apply.
Bonus points for spend in these categories up to the following amounts:
The annual fee is $895, but you'll get more than $4,000 in business and travel value annually plus access to 1,550+ lounges in over 140 countries (enrollment required and terms apply)!
Key benefits include:
- $600 Fine Hotels + Resorts credit — Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $200 back at Hilton Properties — Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
- Up to $1,150 Dell Technologies credit — Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year (enrollment required and terms apply).
- $250 Adobe credits — Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card (enrollment required and terms apply).
- $300 ChatGPT Business credit — Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business on the Business Platinum Card (subject to auto-renewal and terms apply).
- $360 Indeed credit — Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year (enrollment required and terms apply).
- $200 Airline fee credit — Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals (terms apply).
- $219 CLEAR+ membership credit — Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
- $120 Wireless credit — Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year (enrollment required and terms apply).
- 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- Access to The American Express Global Lounge Collection® with complimentary access to more than 1,550 airport lounges across 140 countries
- No Preset Spending Limit — The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history
Find your next
credit card
Filter credit cards based on your spending habits and preferences. Fast, tailored, and effective - find your ideal card in minutes!
Advertiser Disclosure: This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Pointhound does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are Pointhound's alone.
*Suggested credit score ranges are not from the issuers, and are guidelines, not a guarantee of approval.
For rates and fees of the The Business Platinum Card® from American Express, please visit this link.

