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Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card

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Capital One Platinum Secured Credit Card

Card type:

Personal secured

Reward type:

None

Min credit score:

Poor (300+)

Annual fee:

$0

The Capital One Platinum Secured Credit Card is an excellent choice for individuals who are new to credit cards and want to build or improve their credit score. With this card, you have the flexibility to make an initial security deposit that fits your budget, starting at either $49, $99, or $200, which is lower than the typical $200 deposit required by most other secured credit cards.


When you open a secured credit card, you must provide a refundable security deposit, which serves as collateral for the credit card company and determines your credit limit. However, the Capital One Platinum Secured Credit Card may offer you a credit limit that's higher than your initial deposit, giving you the opportunity to access more credit without having to put down a larger amount of money upfront.

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Advertiser Disclosure: This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Pointhound does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are Pointhound's alone.

*Suggested credit score ranges are not from the issuers, and are guidelines, not a guarantee of approval.