Capital One Venture X Rewards Credit Card

The annual fee is $395, but you'll get statement credits worth up to $1,000 every year as well as access to three major lounge programs!

Key benefits include:

• $300 annual travel credit — receive an annual $300 credit for bookings made through Capital One's travel booking site/li>
• 10,000 bonus miles — get 10,000 bonus miles every year (equal to $100-500 towards travel), starting on your first anniversary
• $100 experience credit — receive $100 experience credit on every Capital One's Premier Collection hotels booking to use toward things like dining, spa treatments, or other activities unique to each stay
• $120 Global Entry or TSA PreCheck® credit starting in October — receive up to a $120 statement credit on Global Entry or TSA PreCheck®
• Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
• Complimentary Priority Pass and Capital One Lounge access for the cardholder. As of February 1, 2026, guests are no longer complimentary — each guest is $35. Authorized users no longer receive automatic lounge access; the primary cardholder can add it for $125/year per authorized user.