Delta SkyMiles Gold Business American Express Card review - solid earnings for Delta loyalists
Delta SkyMiles® Gold American Express Card
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Our review
The Delta SkyMiles® Gold American Express Card presents an attractive option for frequent Delta Air Lines passengers. With a reasonable annual fee and a range of Delta-specific benefits, this card can significantly enhance your travel experience while helping you accumulate SkyMiles on both travel and everyday purchases.
The card's earning structure is straightforward and rewarding: 2X miles on Delta purchases, at restaurants worldwide, and at U.S. supermarkets, and 1X miles on all other eligible purchases.
A standout feature of the Delta SkyMiles® Gold American Express Card is the first checked bag free benefit for you and up to 8 companions on the same reservation. For a family of four, this perk could save $240 on a round-trip flight, potentially offsetting the annual fee of $0 for the first year, then $150 (see rates & fees) with just one trip. The card also offers Main Cabin 1 Priority Boarding, allowing you to settle in earlier and secure overhead bin space.
The welcome bonus offered by this card can give your SkyMiles balance a significant boost, often providing enough miles for a round-trip flight. However, it's worth noting that the value of SkyMiles can fluctuate based on how you redeem them, so flexibility in your travel plans can help maximize their worth. An interesting feature of this card is the ability to earn a $200 Delta Flight Credit after spending $10,000 in purchases on your card in a calendar year. This can provide additional value for higher spenders.
The card also comes with no foreign transaction fees, making it a good companion for international travel. However, it's worth noting that this card doesn't offer lounge access, which some frequent travelers might miss.
Is it worth it?
For Delta loyalists who fly at least a few times a year and can take advantage of the checked bag benefit and priority boarding, the Delta SkyMiles® Gold American Express Card can easily justify its annual fee of $0 for the first year, then $150 (see rates & fees) . The earning structure on Delta purchases, restaurants, and U.S. supermarkets can help accumulate miles on everyday spending.
However, if you're not primarily flying Delta, or if you're looking for more flexible rewards, you might want to consider a card that earns transferable points, such as the American Express® Gold Card or the Chase Sapphire Preferred® Card. These cards offer the flexibility to transfer points to multiple airline partners (including Delta for Amex) and often have bonus categories that might better align with your spending habits.
The Delta SkyMiles® Gold American Express Card shines for Delta-loyal travelers, offering a solid mix of in-flight benefits and mile-earning potential. But as with any travel credit card, it's crucial to analyze your spending patterns and travel preferences carefully when choosing between an airline-specific card and one offering more flexible rewards.
Learn more: Delta SkyMiles® Gold American Express Card
You may be eligible for as high as 80,000 Bonus Miles and a $250 Statement Credit after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026.
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For rates and fees of the American Express® Business Gold Card, please visit this link.For rates and fees of the American Express® Gold Card, please visit this link.For rates and fees of the American Express Platinum Card®, please visit this link.For rates and fees of the Delta SkyMiles® Blue American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Gold American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Platinum American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Reserve American Express Card, please visit this link.For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please visit this link.For rates and fees of the Hilton Honors American Express Card, please visit this link.For rates and fees of the Hilton Honors American Express Surpass® Card, please visit this link.For rates and fees of the Marriott Bonvoy Bevy® American Express® Card, please visit this link.For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please visit this link.For rates and fees of the Marriott Bonvoy Business® American Express® Card, please visit this link.For rates and fees of the The Blue Business® Plus Credit Card from American Express, please visit this link.For rates and fees of the The Business Platinum Card® from American Express, please visit this link.For rates and fees of the The Hilton Honors American Express Business Card, please visit this link.
All information about Chase cards (excluding the Chase Sapphire Preferred® Card, Chase Freedom Unlimited®, Chase Sapphire Reserve®, Ink Business Cash® Credit Card, Ink Business Unlimited® Credit Card, Ink Business Preferred® Credit Card, United℠ Explorer Card, United Quest℠ Card, United Club℠ Card, & United℠ Business Card) has been collected independently by Pointhound.
*Suggested credit score ranges are not from the issuers, and are guidelines, not a guarantee of approval.
