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Citi Custom Cash℠

Citi Custom Cash℠

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Citi Custom Cash℠

Card type:

Personal

Reward type:

Convertible cash back

Min credit score:

Fair (580+)

Annual fee:

$0

Bonus offer:

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.

Bonus points for spend in these categories up to the following amounts:

5%Car Rentals
5%Lodging
1%Everything Else

The Citi Custom Cash® Card is popular among those aiming for high rewards without extra hassle, thanks to the card’s automated rewards system.


It offers 5% cash back on your top eligible spending categories without needing to activate bonus categories each quarter– up to $500 per billing cycle. Its feature of automatically adjusting reward rates based on your spending habits makes earning rewards effortless.


You can also increase the value of your rewards by pairing this card with a premium Citi card — take a look at the point transfer partners tab for cards you can pair this with to convert your cash back into transferable points.

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*Suggested credit score ranges are not from the issuers, and are guidelines, not a guarantee of approval.